The world of property investing is vast and the emphasis these days, when it comes to property investing, is to secure positive cash-flow property rather than the out-dated negative gearing system. Many savvy investors now realise the false economy of saving some tax dollars while holding a property that is in effect costing you more than it is giving you.
Negative gearing eats up your cash reserves so you end up only being able to invest in maybe 2-3 properties plus your PPR (Principle Place of Residence). Then you find yourself in the unenviable position of being asset rich but cash poor AND looked upon poorly by the banks in regard to future property investing (esp if the banks also cross securitized) UNLESS you have a truly fabulous income coming in as well. This scenario is typical of property investors over the past 20 years, and many now find themselves having to wait for property values to increase significantly in order to gain access to greater equity in order to re-invest.
Cash-flow positive properties (via dual key occupancies, room-by-room rental and manufactured growth through renovating, granny flats, strata, subdividing and so on), allow the investor to access enough rental income to cover the mortgage cost, management fee and other associated costs. So in effect, the investor is only out of pocket for the 20% deposit and other associated purchasing costs for the property (and even less if it’s a vendor finance scenario), and this allows them access to greater equity to then go on and invest in the next property.
Now is a great time to be investing in positive cash-flow property thanks to our ridiculously low interest rates here in Australia. Then, as the interest rates inevitably rise later on, so too will your monthly rental amounts, and over time, the value of the property will also rise, making it a great long term investment.
Nobody wants to buy a rogue property! This is the sort of property that appears fine on the outside, yet for some inexplicable reason, the tenants keep damaging the property and/or experiencing sudden chronic health issues and/or financial hardship which forces them to prematurely end the lease and move out. This is exactly what the savvy property investor wants to avoid. An empty property costs them money, and the longer it is empty, the more strain they will feel on their finances.
So, having a regular rental income flowing in from happy, healthy and financially secure tenants is very important for making a long term investment in positive cash-flow property work successfully for the property investor and this is where the application of classical xuan kong feng shui can help.
I can tell straight away if a particular property is more likely to be a major issue simply from the compass orientation of the building itself. Within the 360 degrees of the compass there are certain orientations that just scream “major issues likely due to blockage and confusion of qi”
Now if you’re wondering what ‘qi’ is, the closest definition to describe it (to someone totally unfamiliar with feng shui and metaphysics in general) is living/transformative energy. It is the energy that connects and has the potential to transform all living and organic things (whether it’s a person, a thought, an animal, mountain, river, mist, tree or rock) and it flows according to magnetic pathways within and above the earth as well as within meridian pathways inside your body. The quality and character of qi as it affects a particular building can be analysed via the surrounding landform, the construction/renovation history of the building and the precise compass orientation of the building itself.
The application of xuan kong fei xing/flying star feng shui in conjunction with analysing the effect of the surrounding landform allows me to assess potential issues that may be more likely to crop up. For example there are some energy combinations that indicate a much higher probability of theft in a particular location of a property. I recently did the feng shui for a home where this energy was very high in the client’s garage. She had only moved in a year earlier and I asked her, “so what was stolen out of your garage?” She was gobsmacked and asked how on earth did I know about that? I explained it was the combination of location, surrounding landform and the fei xing that indicated a triptych effect of probability.
What I have found over the years is that when the probability of the fei xing is heightened by the annual energy also affecting the location plus the surrounding landform supports this effect – BINGO the event usually occurs within 6 months UNLESS you are aware of the probability and take the necessary steps to reduce its effect.
When looking at the investment potential of a commercial property, the application of xuan kong feng shui allows me to ascertain the type of clientele who would be more attracted to and better supported by the qi generated at the main entry to the business. In some cases, the energy may only suit a business specifically dealing in the health industry (ie pharmacy, medical practitioners and specialists etc) while for everyone else, the energy may continually and significantly drain the finances of the business. This knowledge is particularly handy when targeting your market for advertising, constructing or renovating business premises.
Sometimes, the process of renovating a business can dramatically alter the effect of the qi and I can tell you before-hand, what this effect will be, how it will affect the main entry and how to make the most of it in regard to your targeted future rental clientele.
Now some of you may be familiar with generalised concepts such as a fixed bagua map or compass map that asserts the SE sector and/or far left corner of a building automatically corresponds to the ‘wealth’ sector and thus needs a water feature and/or a ‘money plant’ to activate the wealth qi. This is a form of new age feng shui that was invented in America in the late 1970’s and it unfortunately has very little to do with authentic xuan kong feng shui.
Over the past 15 years of my professional consulting business, I have lost count of the number of homes and business’ I have come across that have experienced significant financial and/or health loss due to the naïve application of this process – ie adding a large water feature to the SE sector and/or far left hand corner of their home or property. The truth is, if it was really so very easy, surely EVERYONE would be millionaires by now!
Anyway, another handy tool xuan kong feng shui can provide the savvy property investor is Date Selection. Now this in itself ranges in complexity from simple 12 Day Officer and Dong Gong processes to the more advanced 4 Pillars, Xuan Kong Da Gua and Qi Men Dun Jia applications. Yes, some dates are deemed much better than others for signing contracts, starting your construction and renovations, meeting with your bank manager and potential joint venture partners and so on.
Wouldn’t you like to have probability on your side when embarking on your property investment journey?
For those of you interested in cash-flow positive property investing, I recommend the teachings of the following individuals:Dymphna Boholt, Steve McNight, Ryan McLean, Robert Kiyosaki.
And finally, here are the 7 basic principles for building your wealth, as discussed in ''The Richest Man in Babylon'' (by George S. Clason):